Is the use of the accident report drawn up by the parties involved past?

March 07 2016, Marie-Andrée Boisvert

Is the use of the accident report drawn up by the parties involved past?
Did you know that in case of an accident, you can use your smartphone to accumulate evidence and traces of the incident?

Did you know that in case of an accident, you can use your smartphone to accumulate evidence and traces of the incident? Most insurance companies even prefer the use of mobile enabling to elaborate on the file with pictures taken on site in support of the report.

While it was unthinkable just a few years, most insurance companies now accommodate their customers by offering mobile applications that make life easier for drivers in case of accidents, such SSQauto. 

The apps basically have the same accident registration process. You can fill out online the basic information for drivers regarding the impact, describe the event and, especially, attach the photos that will support your insurance record. Moreover, you can even make videos to record live the circumstances of the accident.

If your insurance company doesn’t provide you this online application service, no problem. You can send photos and videos via email to your broker or damage claims representative.

Today, the non-technical solution is used less and less. I must say, in this case, that technology greatly facilitates life. Nothing is easier than taking a photo of a driver’s license, proof of insurance and registration of the person with whom you had an accident. And there’s no risk of poorly written numbers! 

To describe the circumstances of the incident, you can make a short video in which you describe the accident in detail. Take time to show traffic, cross streets, lights, etc. In short, everything that can develop the file. You can also include details about the person with whom you had an accident if it is collaborative.

Finally, a simple reminder, if no one is hurt, you don’t need to contact the police. Use your smartphone instead of the traditional method and you’ll see the benefits!

For tips and tricks, please contact your broker or your insurance company’s website!